Principles

Why do I focus on the boring stuff first? A strong foundation allows you to pivot, adjust & thrive in uncertain circumstances. It makes you more resilient. The same holds true for your finances. In fact, by adhering to this principle in finance, you will also be more resilient in life. What do I mean by starting with a…

I love scramble formatted golf tournaments. In a scramble, everyone on your team hits. Then, the team picks the best shot, and everyone hits the next ball from there. And on it goes until you get it in the hole. The best scenario is when the first person hits a fantastic shot. It enables the rest of the players…

Have you ever been so focused on accomplishing a task or obtaining a promotion, or making a certain amount of money, only to wonder what it’s all for anyway? I have. It’s pretty easy to get so immersed in something, a project, a career path, etc…, that you look up after a while and wonder…

You just received a substantial inheritance—what do you do with it? Some of you might know exactly what you would do. Others might not be so sure. The answer is… It depends. It depends on your overall financial strategy and core principles around life and finance. Only by knowing those will you be confident in…

Don’t buy another financial product or invest another dime of your hard-earned money…unless it fits into your overall financial strategy. A financial strategy is put in place in order to accomplish your goals over a longer period of time when conditions are uncertain. However, a great financial strategy takes into consideration many different variables and…

As with most financial questions, the answer to this one is, it depends. Each military retiree’s situation is different. SBP can be especially beneficial for those who find themselves otherwise uninsurable. For those who are in good health, a life insurance alternative may be the answer. It is important to review your post-military retirement goals and…

The greatest discovery of any generation is that a human can alter his life by altering his attitude.” We tend to believe that certain conditions must be met in order for us to be truly happy: We’ll be happier when we have more money, when we move into our next home, when we find a new mate,…

~ Spike Milligan Are people who make more money happier? What about people who save more? Can people be happy with very little? And how do your spending habits impact our satisfaction? In this article, we’ll explore the relationship between wealth, income, and happiness. As you’ll see, there are many insights we can glean from…

There seems to be no shortage of financial advice, but that has not led to economic success for most. Too many Americans are having trouble saving for their own needs and wants while struggling to pay down debt and keep up with the rising costs of healthcare and college educations. Many are saving in their…

“When people point out that I am successful in business AND a woman and a mother, I have to wonder why that should come as a surprise or be a fact worth noting.” What challenges do women face when it comes to money? What must they do to overcome these challenges? And where are the…

Not much in life is truly “guaranteed.” We can’t guarantee the weather, what other people will or won’t do, the direction of the markets, or even if we’ll be around to see tomorrow. And even most “guarantees” have exceptions. Your purchase is guaranteed – but only for 30 days, or unless you drop the item,…

“Whole Life or Term Insurance?” It’s a never-ending debate amongst financial advisors and self-proclaimed experts. Today, we’d like to suggest a third option. But first… let’s summarize the two most popular and obvious choices: Term life insurance allows the insured to afford more coverage for less premium, thus putting greater protection in place, in the form…