Investment

6 principles I use to favor financial resilience over explosive growth. Hitting home runs in finance is exciting, but it’s not sustainable for most. Focus on resilience and you’ll thrive in any market: Lean Towards Guarantees: Stability over speculation. Conservative Growth: It’s not always about the home runs, singles and doubles add up. Low to…

What if happiness is not about getting more but wanting less? I’m often drawn to the wisdom of Seneca, a renowned Stoic philosopher. Two of his quotes resonate with me deeply: “If you don’t regard what you have as enough, you will never be happy even if you rule the entire world.” “Being poor is…

Why am I even doing this? Sound familiar? Have you spent years climbing the career ladder but never stopped to ask ‘why?’ I did after 17 years in the Navy. And what I realized changed everything. Committing to self-discovery and understanding my Blueprint was a game-changer. It allowed me to: Unearth the ‘why’ behind every…

Let’s face it, nobody intentionally opts for the wrong path. Rather, we lack mechanisms that alert us when off course. To address this, I rely on two essential elements in my life: My Blueprint – The foundation aligning life decisions with my cause, purpose, values, passions, and skills. My Mastermind Squad (Green Squad) – Provides…

What’s the #1 thing that will protect you from get-rich-quick schemes? Principles. Here are 3 that will lead to a richer life: Patience: Vital for organic growth. Time: Invaluable for experiencing the compound effect. Consistent Action: Daily commitment turns philosophy into results. No magic product trumps these principles. No shiny object shortcuts success. Which timeless…

Have you ever considered how driving a stick shift can make you a better decision-maker? I certainly didn’t, until I switched back to driving a stick shift when I purchased my Jeep this summer. Driving it is like practicing mindfulness, and here’s how that makes me a better decision-maker: 1. Focus: Even after years of…

Can Whole Life Insurance really be a key strategy for storing capital? I’ve been doing it myself and helping others for 10 years. Once you have a policy in place, the process is simple: Consistent payment of premiums Refrain from surrendering the policy Avoid lapsing the policy with proper care Benefits: Preserve every premium dollar…

Why is capital preservation critical to long-term financial success? Not only to preserve capital but to have access to its value. Preserving capital is vital because it enables me: to have the resources to meet ongoing expenses to invest in future opportunities to handle unplanned events Without access to capital, I will struggle: to meet…

How can I improve my ability to adapt to changing markets? By following this simple yet often misunderstood principle. I’ve been helping my teammates understand and apply it for a decade. Every asset purchase you make is a money-storage decision. Guided by this principle, here are some of the asset characteristics I seek: guarantees volatility optionality…

30 Here are 5 essential ideas about storing money versus investing and why the distinction matters: Storing is different than investing.•Storing means keeping money in an asset that guarantees it will be there when needed. •Investing adds an element of risk compensated by higher expected returns.  You need to do both, but the order in…

  Why would I use a life insurance policy loan when I could use cash? Here’s why: 1. A cash withdraw (surrender) breaks the compound growth curve. You lose the opportunity to continue earning interest/dividends on the cash value surrendered. You have to replenish what you took at interest to get back on track. 2.…

Me 10 years ago: I can’t buy that investment property. Why not? I don’t have enough money. Do you know any lenders or qualify for low-to-zero money-down options? No, and I don’t think so. What about your savings and investments? I don’t have enough. Do you save or invest? I do, but it’s all in…