Financial Strategy

I love scramble formatted golf tournaments. In a scramble, everyone on your team hits. Then, the team picks the best shot, and everyone hits the next ball from there. And on it goes until you get it in the hole. The best scenario is when the first person hits a fantastic shot. It enables the rest of the players…

Read a book above your level…. “Apply yourself to thinking through difficulties—hard times can be softened, tight squeezes widened, and heavy loads made lighter for those who can apply the right pressure.” —Seneca, On Tranquility of Mind, 10.4b With reading, like anything else, if you don’t break outside your comfort zone, significant growth can’t occur. This…

You just received a substantial inheritance—what do you do with it? Some of you might know exactly what you would do. Others might not be so sure. The answer is… It depends. It depends on your overall financial strategy and core principles around life and finance. Only by knowing those will you be confident in…

Have some bad habits you want to extinguish? “…therefore, if you want to do something make a habit of it, if you don’t want to do that, don’t, but make a habit of something else instead.” –Epictetus Epictetus was a journaler.  Check out this article from The Daily Stoic that details the value of keeping…

Life will knock you down. What helps you bounce back when that happens? Resilience is the ability to bounce back when life knocks you down. It’s the ability to keep fighting through all types of circumstances. The resilient person knows what is in and out of their control and focuses on the former. They focus on their responses and…

Do you have the courage to pivot when you discover new information? Are you humble enough to ask if there’s a better way? I’ve never been the type to think my way is the only way. I’m not the strongest, the smartest, the most athletic, etc. There’s plenty out there that I don’t know much about. This is…

Don’t buy another financial product or invest another dime of your hard-earned money…unless it fits into your overall financial strategy. A financial strategy is put in place in order to accomplish your goals over a longer period of time when conditions are uncertain. However, a great financial strategy takes into consideration many different variables and…

As with most financial questions, the answer to this one is, it depends. Each military retiree’s situation is different. SBP can be especially beneficial for those who find themselves otherwise uninsurable. For those who are in good health, a life insurance alternative may be the answer. It is important to review your post-military retirement goals and…

The greatest discovery of any generation is that a human can alter his life by altering his attitude.” We tend to believe that certain conditions must be met in order for us to be truly happy: We’ll be happier when we have more money, when we move into our next home, when we find a new mate,…

~ Spike Milligan Are people who make more money happier? What about people who save more? Can people be happy with very little? And how do your spending habits impact our satisfaction? In this article, we’ll explore the relationship between wealth, income, and happiness. As you’ll see, there are many insights we can glean from…

There seems to be no shortage of financial advice, but that has not led to economic success for most. Too many Americans are having trouble saving for their own needs and wants while struggling to pay down debt and keep up with the rising costs of healthcare and college educations. Many are saving in their…

“When people point out that I am successful in business AND a woman and a mother, I have to wonder why that should come as a surprise or be a fact worth noting.” What challenges do women face when it comes to money? What must they do to overcome these challenges? And where are the…