September 13, 2020 - Blog / actuarial science, annuities, Financial Strategy, Insurance, life insurance, Opportunity Costs, pension plan, permanent insurance, Principles, retirement, Taxes, whole life insurance
The interest rate on an investment or financial product is important, but it’s not the only thing that matters. It’s one principle of financial strategy among many that should be considered before committing to a financial course of action. There is more to financial strategy than searching for the highest rate of return on a…
September 6, 2020 - Blog / actuarial science, annuities, Financial Strategy, Insurance, life insurance, Opportunity Costs, pension plan, permanent insurance, Principles, retirement, Savings, Taxes, whole life insurance
What does the principle of certainty mean to you when it comes to your financial strategy and the investments and products you choose to purchase? Are you thinking about whether or not your money will be available when you want to use it 5, 10, 20 years down the road? When you are analyzing whether…
August 9, 2020 - Blog / actuarial science, annuities, Financial Strategy, Insurance, life insurance, Opportunity Costs, pension plan, permanent insurance, Principles, retirement, Taxes, whole life insurance
Whole life insurance is a terrible investment… They said with authority. First, whole life insurance isn’t an investment, unless of course you consider it an investment in securing the foundation of the rest of your entire financial strategy. Second, compared to what? That’s a great question to ask whenever somebody makes an assertion about how…
June 13, 2020 - Blog / actuarial science, annuities, Financial Strategy, Insurance, life insurance, Opportunity Costs, pension plan, permanent insurance, Principles, retirement, Taxes, whole life insurance
Avoid losses and keep more of your money. What has a greater impact on your ability to build wealth: higher rates of return or reducing costs? While seeking out investments with the highest rates of return seems more exciting than figuring out how to avoid losing what you already have, it is the latter that…
A friend of mine asked how positioning high cash value whole life insurance as a tier one asset would be beneficial to a younger person planning to retire from W2 work at an early age. Great question. Cash flow is the gasoline that fuels your businesses and your personal economy, and it’s one of the…
April 11, 2020 - Blog / actuarial science, Financial Strategy, Insurance, life insurance, permanent insurance, Principles, whole life insurance
This was a message sent to subscribers of my newsletter this month. I thought it was worth sharing here: I hope you and your family are safe and healthy during these unsettling times. There is a lot of uncertainty surrounding the future of the economy, the stock market, and the way we work and go…
March 8, 2020 - Blog / actuarial science, Financial Strategy, Insurance, life insurance, permanent insurance, Principles, whole life insurance
Myth-whole life insurance has a terrible savings rate Here’s another quote found on social media that makes me want to pull my hair out: “…it’s (whole life insurance) got a terrible savings rate…” When I hear this statement, the first question that comes to mind is, “Compared to what?” Never mind the fact that the…
February 17, 2020 - Blog / actuarial science, Financial Strategy, Insurance, life insurance, permanent insurance, Principles, whole life insurance
I was mentioned in an online social media post the other day as being an expert in whole life insurance. It was in reference to some comments and questions that a few others had concerning the use of whole life insurance in financial strategy. I was happy to have been recognized and contributed a short…
January 2, 2020 - Blog / actuarial science, Financial Strategy, Insurance, life insurance, permanent insurance, Principles, whole life insurance
Q: What is a policy loan? A: A policy loan is a loan from the insurance company. The policyowner’s cash value serves as collateral for the loan. Taking out a policy loan is not the same as withdrawing money from the account. Q: Who can take out a policy loan? A: The policyowner of a…
Margalo Eden
“Brandon (Jenkins) is awesome! His knowledge is thorough, he patiently explained the detailed workings of the product we were interested in buying, and he's shown himself to be trustworthy and attentive, with excellent follow-through and follow-up. I've already recommended him to several friends, and will continue to do so. ”
Amy Biddle
“Brandon Jenkins is a fantastic guy to have on our team! I always have 800 questions every time I talk with him, but he patiently answers. We've worked with Brandon on a couple of different policies. He's not only knowledgable, sets us up with exactly what we need, but he's also a great resource... he's shared his network and other related knowledge. Our lives are definitely better for knowing and working with Brandon.”
Andy Stansfield
“I'm a life insurance agent myself and have been for several years, but when it comes to working with the specialized policies and the Infinite Banking Concept I couldn't have found a more knowledgeable, helpful, and friendly advisor than Brandon at Tier One. Not only that but he is also extremely organized and on the ball. He gets back to you with well crafted and thoughtful answers to all questions and concerns. Truly a top notch professional in this industry. I look forward to working with him for years to come.”
Marc Wheeler
“Brandon Jenkins is exactly the kind of person you'd want to help you with important life decisions. Brandon listened to my goals, and over the course of several in-depth conversations, helped me determine the best solution to help me achieve those goals. He didn't try to sell me or convince me of anything; Brandon operated solely based on my equities, and then guided me toward a range of solutions. I made my choices based on Brandon's informed and expert guidance, and couldn't be more satisfied. Bandon was the guy who enabled me to achieve peace of mind concerning how my family would be taken care of. ”
Pubbens Clermont
“My overall experience with Brandon Jenkins has been nothing short of amazing. Brandon has been consistently pleasant to interact with and extremely knowledgeable. Anytime I've ever asked him a question, he quickly gets back to me with a response. He also takes his time to respond to all my questions and is extremely detailed. The best decision that me and my wife made was to select Brandon as our advisor. Through our interactions with his services, we feel so much more secure financially. Really happy to have you on our team Brandon, we really appreciate it!”